Credit Underwriter

Job title:

Credit Underwriter

Company

Close Brothers Group

Job description

The VacancyOVERALL SUMMARYAt Close Brothers we look to recruit individuals from all different backgrounds and encourage you to apply even if you don’t tick every box. We celebrate diversity, promote inclusivity and are open to discuss flexible work options to help you balance your work and home life.Join the Close Brothers Credit Risk team where you will prepare and approve credit papers for transactions up to £200k, with a view to underwrite good-quality, high-value business at an acceptable return whilst providing excellent customer service.RESPONSIBILITIES

• Apply industry knowledge to the review of credit applications and contextualise the financial and trading performance of corporate/SME clients.
• Review and challenge the output of the internal scorecard applying expert judgement when necessary.
• Actively review current processes, recommend/ implement amendments to improve efficiency and productivity where applicable.
• Undertake broker/client calls to facilitate an adequate and fair assessment of credit requests.
• Assist, when requested, with training/coaching of junior team members and non-credit staff.
• Support Close Brothers Premium Finance to remain compliant with all applicable regulations and FCA principles.
• Complete lessons learnt and root cause analysis of risk events, partnering with Operational colleagues to ensure actions are taken to prevent recurrence.

WE WOULD LOVE TO HEAR FROM YOU IF YOU HAVE/ARE:

• Experience in commercial underwriting in a financial environment
• Strong numerical and Analytical skills
• Understanding of Macro Economic Climate
• Ability to engage with internal and external customers and build good working relationships
• Ability to work under tight SLAs

IT IS NOT ESSENTIAL BUT IT WOULD BE GREAT IF YOU HAVE/ARE:

• Experience in the Insurance sector
• Preparation of basic cash flow projections
• General understanding of loan agreements and security types
• Ability to work without supervision

We are an inclusive organisation and committed to ensuring our recruitment process is as accessible as possible to everyone. We will make adjustments for people who have a disability or long-term condition. If you need the job description or application form in an alternative format or would like to discuss the recruitment process with us, please email us at or request a call back.ABOUT USAt Close Brothers we support employees to balance their work life priorities and in this role you will be able to enjoy a mixture of hybrid working.Close Brothers is a leading UK merchant banking group providing lending, deposit taking, wealth management services and securities trading. At Close Brothers we provide financial support and advice to small businesses and individuals in the UK. Our purpose is to help the people and businesses of Britain thrive over the long term.To find out more about Close Brothers, please visit our careers page:To find out more about life at Close Brothers:To find out more about our benefits:To find out more about our commitment to creating an inclusive environment:#LI-TM1 #LI-HYBRIDThe CompanyAt Close Brothers Group, we are all connected by our mission to be the best place in the UK for wealth professionals and their clients.We believe that everyone should think ahead, have a financial plan and invest wisely. Our clients are professionals, business owners, individuals, charities, families, and employers, who rely on our clear financial advice and investment management services to preserve and grow their long-term savings and investments.We are a team of about 900 people based in 15 offices across the UK. Our geographic footprint means we can combine a local approach with face-to-face services to enable strong, long-term relationships with our clients.Sustainability is fundamental to our purpose and we have a responsibility to help address the social, economic and environmental challenges facing our business, colleagues and clients. We strive to do the right thing and are dedicated to helping the charities that matter most to our people.Our vision is to develop an open and inclusive company that ensures everyone is valued, respected and included, so that in years to come our business will represent a diverse and inclusive workforce from the top down.We look to recruit individuals from all different backgrounds. If this job is of interest to you but you do not meet every criteria then we encourage you still to apply as we are open to providing training opportunities. As an early adopter of hybrid working we are open to discussing all types of flexible working options, helping you to balance your work and home life.The BenefitsPrivate medicalDiscounted health checksStakeholder pension contributionCycle to work schemeGym discountsPurchase additional holiday

Expected salary

Location

Wimbledon, South West London

Job date

Tue, 11 Mar 2025 23:13:49 GMT

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