Credit Card Lead

Job title:

Credit Card Lead

Company

Investec

Job description

Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who’ll think out of the ordinary and we put them in environments where they’ll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves.Investec is seeking an experienced and strategic Credit Card Ops Leader to drive the creation and implementation of our new credit card platform from the ground up. This pivotal role will be responsible for building a comprehensive, secure, and client-focused credit card capability, including the setup and management of the unsecured lending process and associated risk management. As a key player within our Banking Operations team, you will lead the operational aspects of the credit card platform, positioning Investec as a leader in innovative credit solutions for our clients.You will also have line management responsibility for the operations analyst working on the debit card offering, in order to create a holistic card offering that is efficient and joined up end to end.Key ResponsibilitiesPlatform Development
As a team, partner with technology to build a robust, scalable credit card platform, including system design, integration, and deployment, tailored to meet the needs of private banking clients.Unsecured Lending Setup
Establish and oversee the unsecured lending process for credit card facilities, ensuring alignment with the bank’s credit policies and risk tolerance.Risk and Compliance Management
Implement and manage risk assessment protocols and compliance measures, ensuring all lending activities align with regulatory and industry standards for data security, fraud prevention, and consumer protection.Strategic Roadmap
Develop and execute a comprehensive strategy and roadmap for the credit card platform, in partnership with technology, aligning with the bank’s broader growth and digital transformation goals.Technology Architecture
As a team, design and optimise the credit card system architecture, ensuring seamless integration with other banking systems, scalability, and performance optimisation.Vendor and Partner Management
Select and manage third-party vendors and partners for processing, security, and integration needs, ensuring quality and alignment with the bank’s objectives.Data-Driven Insights
Work closely with analytics teams to leverage data for insights into customer behaviour, credit risk, and portfolio performance, informing decisions that enhance client engagement and operational efficiency.Cross-Functional Collaboration
Collaborate with product, compliance, risk management, and customer experience teams to ensure the credit card platform meets business requirements and client expectations.Core Skills & Experience

• 10+ years of experience within credit/debit card services, unsecured lending, or financial services.

• Proven track record of building or scaling credit card or lending platforms, including experience with unsecured credit, risk management, and compliance.

• Strong knowledge of risk management practices for unsecured lending, with a focus on regulatory compliance and fraud prevention.

• Technical expertise in payment processing, credit decision engines, and credit card network integration.

• Familiarity with Agile methodologies and experience managing large-scale, cross-functional projects.

• Excellent problem-solving and decision-making skills, with the ability to navigate complex regulatory and technical challenges.

• Exceptional communication and leadership skills, with the ability to influence and align stakeholders at all levels of the organization.

As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote.Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work.Here is a selection of what we offer;WellbeingWellbeing Subsidy, Corporate Gym Membership, Virtual GP, Peppy Health App (Fertility, Menopause and Early Parenthood), Optional Private Medical & Dental InsuranceMonetaryNon-contributory Pension & Discretionary BonusLife & Income ProtectionLife Assurance, Critical Illness & Income ProtectionTravelSeason Ticket Loan & Electric Vehicle SchemeEmbedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It’s a responsibility we all share and is integral to our purpose and values as an organisation.Research shows that some candidates can be reluctant to apply to a role unless they meet all the criteria. We pride ourselves on our entrepreneurial spirit here and welcome you to do the same – if the role excites you, please don’t let our person specification hold you back. Get in touch!Recite MeWe commit to ensure that everyone is fairly assessed during our recruitment process. To assist candidates in completing their application form, Recite Me assistive technology is available on our Careers pages. This can be accessed by clicking on the ‘Accessibility Options’ link at the top of the page.The Recite Me tool includes a screen reader, styling and customisation options, a series of reading aids, a translator and more.If you have any form of disability or neurodivergent need and require further assistance in completing your application, please contact the Careers team at who will be happy to assist.Loading…Close mapLocationLondon – 30 Gresham Street30 Gresham Street, London, England, GB, EC2V 7QNLoading…Meet the recruiterEllis WadsworthWe commit to ensure that everyone is fairly assessed during our recruitment process.Let us know if you need any reasonable adjustments to complete your application.Loading…Share this pageJob AlertsCreate an alert subscription based on this JobBenefitsPensionPrivate Medical CoverVirtual GPGym DiscountsPsychologist ServiceAnnual LeaveLife AssuranceLoadingXLoading…Email*span class=”labelText”>Email
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Expected salary

Location

London

Job date

Fri, 06 Dec 2024 05:35:16 GMT

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