Credit Analyst

Job title:

Credit Analyst

Company

IQUW

Job description

Overview:About usIQUW is a speciality (re)insurer at Lloyd’s (Syndicate 1856) underwriting a diverse range of Property, Commercial and Speciality (re)insurance products from Cargo and Marine to Political Violence, Terror and War. We combine data, intelligent automation and human expertise to make smart decisions, fast.ERS is the UK’s largest specialist motor insurer with an A+ rating. We recognise that for some, motor insurance is more than just a must-have; it’s a way of taking care of what stands at the heart of their passion or livelihood. For those people, standard insurance isn’t enough. That’s why we work exclusively with motor insurance brokers to help get under the skin of the most difficult insurance risks, helping build products to meet their customer’s needs.The roleThe IQUW Credit & Political Risk offering indemnifies DFIs, commercial banks, traders, ECAs and corporates on their lending and asset exposures to contractual counterparties. These counterparties include both corporate (CR) and (sub-)sovereign (CF) entities, though the corporate credit risk component is a particular growth area. The CR book currently consists predominantly of investment-grade counterparties and well-known structures including term loans, RCFs, LCs, and others.This role will be critical in building upon and expanding our existing CR/CF capability to include i) the generation of internal obligor ratings and ii) analytical expertise in more heavily structured asset classes including Project Finance. The Analyst role represents a key member of our growing team and will be relied upon to provide extraordinary analytical expertise and regular updates across sectors and geographies to enable fast and informed underwriting decisions.The key to success in this role will be a highly detailed and analytical approach, cross-sector and asset class knowledge, excellent research and communication skills and a cutting-edge understanding of economic and business trends. You will need to take ownership of the analytical aspect of our product offering and be able to communicate with key stakeholders both internally and externally.Key responsibilities

• Conduct research to ensure a cutting-edge understanding of business and macro-economic events.
• Provide extraordinary insight on sectors, trends and/or regions to enable fast and informed underwriting decisions.
• Use your expertise to share tailored analysis of individual counterparties, producing internal obligor ratings for non-rated entities and recommendations.
• Examine portfolio exposure and make recommendations.
• Communicate opinions as you support and represent the team with stakeholders both internally and externally.

Essential qualifications, skills and experience

• Excellent understanding of credit analysis as applied to lending transactions.
• Ability to conduct independent research on a quantitative and qualitative basis.
• Ability to analyse novel sectors, geographies and asset classes.
• Comfort when making risk and exposure recommendations and ability to articulate your rationale.
• Excellent communication skills, and the ability to deal comfortably with different types of people at all levels of seniority.
• CFA/relevant qualifications desirable
• General understanding of relevant analytical tools.

Desirable behavioural attributes

• Interpersonal and relationship building skills.
• Highly articulate and numerate.
• A collaborative team player.
• Innovative and able to generate creative solutions.
• Highly organised with a clear ability to prioritise and deliver on allocated tasks.

Expected salary

Location

London

Job date

Wed, 12 Feb 2025 03:33:34 GMT

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